With the Vostner Bell Realty Team, you can buy a home in Okotoks and surrounding areas with confidence and ease.
When finally ready to make the jump to buy a new home, most homebuyers enlist the services of a real estate agent to help them through the process. Buying a home is an intricate process and when it’s your first time, you feel like you could use some assistance from someone who is able to navigate the industry. We will help you prepare so that sellers recognize you as a preferred buyer, help you locate and assess properties for sale that match your tastes, and help you through the numerous details you will need to attend to in the actual purchase.
Here are some tips that will help you take full advantage of today’s real estate market and get the most out of your relationship with your trusted Calgary real estate agent.
Are you ready to buy?
You should already have saved some money for your down payment and you should also have a plan for how to manage debt like credit cards or student loans. A mortgage is a financial responsibility that necessitates constant maintenance.
Decide how much you can afford for your Okotoks home or acreage.
Consult with a mortgage consultant - how much you make, how much you've got for a down payment, your debt situation, and find out how far to stretch when home hunting.
Apply for a Pre-Approval
Once you have addressed the above needs, your next step in the purchasing process is to get pre-approval with a mortgage company. This can be done over the phone or even online, sometimes in a matter of minutes.
Decide what you want to buy
Decide where you want to live and then decide which neighbourhood suits you best and what type of home (detached, attached or apartment) you desire.
Find the right REALTOR®
When you’re ready to buy your house, finding the right real estate professional can make a big difference in how successful and comfortable you are. Interviewing candidates is the first step to understanding what to expect both from a real estate agent and the current market. You may also want to check out their testimonials page and contact some of their previous clients to see how their home buying experience has changed since hiring that real estate professional.
See what’s out there
We run an incredible search tool called the Multiple Listings Service® (MLS® for short) which contains information on property listings. We can also search for private listings (For Sale By Owners) that might be available that also fit your criteria and together, you can draw up a short list and we'll schedule a time for you to visit a handful of homes.
Sell your current home (when applicable)
It’s the age-old question: Do I sell my home before I buy, or do I buy my new home before I sell? For some, it’s natural to want to buy your new home first so you have the security of knowing where you’ll be living. For others, if you can carry two mortgages at the same time or if your bank will offer you interim financing, that is often the best solution. If not, once people have decided they want to move, they put their home on the market and start some early house-hunting so once an offer comes in and they sell their home, they can purchase a favourite they have already seen or their ready for "the one" when it comes on the market.
We stay familiar with the current real estate trends and we know the neighborhood prices in Calgary and surrounding area. We can also help you determine which properties are fairly-priced and in good condition, often before you step foot inside. Call us now to begin your search today.